Merchant Services

Mercantile Bank Merchant Services takes care of all your card-based customer purchases.

Payment solution for businesses

Our card machines can be used by restaurants, retailers, traders and wholesalers. They are available as mobile or desktop units and accept debit, credit and charge cards.

Greater choice, more revenue

Besides convenient card payments for your customers, you can also offer them these transactions (if they are supported by the card-issuing institution):
  • Purchases with cash back
  • Cash withdrawals
  • Balance enquiries

The benefits

  • Personal aftersales service
  • Quick and easy application
  • Highly competitive fee structure
  • Keep your existing business account. If you are a sole proprietor, you may open a Global One facility for daily settlement (public holidays included) into your account and low
  • Accepts debit, credit and charge cards (American Express, Diners Club
  • International and RCS if you are registered with them as a merchant)
  • 30-day rolling contract
  • Free installation, training and card machine rolls
  • Free fraud-prevention training and fraud detection services
  • 24/7 merchant support and authorisation
  • No chargeback fees

Interested in our card machines?

Save money on our mobile card machine.

  • No monthly rental or admin fees, just pay a once-off fee
  • Only pay 1.75% commission on transactions made
  • Enjoy same-day settlement into a Capitec account.

And, you can accept QR payments.

Get quick and easy payments from your customers.

How do customers pay you?

  • Open the Capitec smartphone app
  • Go to scan to pay on app
  • Scan your QR code and enter the amount to pay
  • Verify the payment with a PIN or biometrics

How do you know if you were paid?
You will receive a message for every transaction to your registered cellphone number and merchant app.

Move to Capitec today and accept payments quickly.

Interested in our Merchant Services solutions?

Internet and Mobile Banking

Ways to bank:

  • Internet Banking that is secure and allows you to view, transact and manage your accounts or linked accounts, anywhere, anytime.

  • Mobile Banking is available via the Mercantile Banking App that can be downloaded from the PlayStore or iStore.

    Download on the App Store Get it on Google Play